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How Do I Qualify?
 

You will need good credit with a 640 score or above and an unsecured credit history for at least 2 years...no recent bankruptcy's, past due bills, collections, repossessions, charge-offs, late pays over 30 days or more on debts.

An "unsecured" loan history could be any personal/signature loan, which means a loan that has no collateral backing it. Unacceptable are house, car, and furniture type loans as they are secured. (point is that what you are having done can not be repossessed).

Also acceptable as an unsecured type loan could be any 1 active credit card at least 2 years old and has a credit limit somewhere around the amount or more that you are asking for and that is being paid back in a timely manner. (The lenders are not looking at how much is owed on the card. They are looking at the pay back history before they will consider giving an unsecured loan as they are considered high-risk loans.

If you do not have these qualifications then you will need a co-applicant that does have.

bulletWhat are the advantages of using The Surgery Finance Center?
  You get a simple, affordable, immediate way to pay for healthcare. With a monthly payment plan, our program lets you budget intelligently for the quality healthcare you deserve.
bullet How do I make my payments?
  You will receive a statement in the mail each month or you can have the monthly payment electronically withdrawn.
bulletWhat is the Interest Rate?
  The rate can vary depending upon creditworthiness, the amount borrowed, and the term of the loan. The Surgery Finance Center will always work very hard to keep the costs as low as possible.
bulletHow many payments will there be?
  The number of monthly payments depends upon the amount borrowed and your ability to pay. Typically it is between 24 and 84 months.
bulletWhat happens if I pre-pay?
  You can do so without penalty. Plus, if you pay more than required on a monthly basis, you will save even more money by paying off your balance early.
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How do I apply?

  Simply ask your doctor, apply online from this site, call our toll-free number, or fax/mail the application on the inside of our brochure.
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How long does it take to get a decision?

  Generally we have an answer within 1 - 12 hours.
 After approval, the loan process can begin immediately.
 
Thank you for considering the Surgery Finance Center. 
We look forward to helping you.

Call The Surgery Finance Center toll free at 1-888-942-6609 or (954)-942-9944
We are open 9 am to 7 pm e.s.t. Mon. to Fri.

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